2026-10-14T17:34:40Z https://api.figshare.com/v2/oai

oai:figshare.com:article/33948214 2026-09-21T03:32:52Z category_25345 item_type_3 month_year_09_2026

2026 Korea Stress DSR Mortgage Limit Examples | 연소득·신용대출별 주담대 한도 eunguneun kim (25075477) Banking, finance and investment not elsewhere classified Korea mortgage DSR stress DSR mortgage limit Housing finance Korean housing finance 주택담보대출 신용대출 스트레스 DSR 주담대 한도 <p dir="ltr">This reusable dataset provides illustrative mortgage-limit calculations for Korea under a 40% bank DSR assumption and a 30-year principal-and-interest amortization schedule.</p><p><br></p><p dir="ltr">The first CSV compares estimated mortgage capacity by annual income under assessment-rate scenarios of 4.0%, 4.75% and 7.0%.</p><p><br></p><p dir="ltr">The second CSV shows how existing credit-loan debt service can reduce remaining mortgage capacity for an example borrower with annual income of KRW 80 million.</p><p><br></p><p dir="ltr">These figures are calculation examples for comparing DSR effects. They are not a bank approval, loan quote, or individualized financial advice.</p><p><br></p><p dir="ltr">Methodology and original source page:</p><p dir="ltr">https://resimanor.com/housing-finance-dsr-data/</p><p><br></p><p dir="ltr">Official Korean policy source:</p><p dir="ltr">https://fsc.go.kr/po010101/85824</p><p><br></p><p dir="ltr">Reference date: 2026-09-18</p><p><br></p><p dir="ltr">The same version 1.0 dataset is preserved on Zenodo:</p><p dir="ltr">https://doi.org/10.5281/zenodo.22840870</p> 2026-09-21T03:32:52Z Dataset Dataset 10.6084/m9.figshare.33948214.v1 https://figshare.com/articles/dataset/2026_Korea_Stress_DSR_Mortgage_Limit_Examples___/33948214 CC BY 4.0