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        <datestamp>2026-09-24T13:17:27Z</datestamp>
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          <dc:title>Insuring the Fallback: Capital, Monitoring, and the Certification of Preserved Human Capability under Improving AI — Replication Package</dc:title>
          <dc:creator>Andreas Bauer (24475712)</dc:creator>
          <dc:subject>Economic theory not elsewhere classified</dc:subject>
          <dc:subject>Insurance studies</dc:subject>
          <dc:subject>Microeconomic theory</dc:subject>
          <dc:subject>costly signalling</dc:subject>
          <dc:subject>liability insurance</dc:subject>
          <dc:subject>monitoring</dc:subject>
          <dc:subject>credence goods</dc:subject>
          <dc:subject>human-AI complementarity</dc:subject>
          <dc:subject>deskilling</dc:subject>
          <dc:subject>professional indemnity</dc:subject>
          <dc:subject>replication package</dc:subject>
          <dc:description>&lt;p dir="ltr"&gt;Replication package for "Insuring the Fallback: Capital, Monitoring, and the Certification of Preserved Human Capability under Improving AI" (Andreas Bauer, September 2026), manuscript version 8.1 as on arXiv:2609.26172v2.&lt;/p&gt;&lt;p dir="ltr"&gt;Contents: sim/model_v8.py (every closed form used in the paper, exactly once), sim/make_numbers.py (results.json -&gt; paper/numbers.tex, including the 1000-draw robustness check), sim/make_figures.py (all figures), results/results.json and results/params.json (every number quoted in the manuscript and the scenario parameters), scripts/fix_bbl.py (companion-paper order in the bibliography), paper/ (LaTeX source of the paper and the online appendix, bibliography, figures, compiled PDFs).&lt;/p&gt;&lt;p dir="ltr"&gt;Reproduction: python3 sim/make_numbers.py; python3 sim/make_figures.py; then pdflatex/bibtex as in the README. Requires numpy and matplotlib; runtime about two minutes. No number is typed into the manuscript: every quoted value is an auto-generated LaTeX macro.&lt;/p&gt;&lt;p dir="ltr"&gt;Version 3 (September 2026) replaces version 2 (August 2026, subtitle "Capacity, Monitoring and the Third Audience"). The continuous separating schedule of v2 is withdrawn (Appendix B); the equilibrium is now a binary certificate menu with an explicit null option and the client's expected recovery in the price. Title, notation and all numerical results changed accordingly.&lt;/p&gt;&lt;p dir="ltr"&gt;The model builds on four companion papers: arXiv:2607.26327 (published in Games 17(5):49, doi:10.3390/g17050049), arXiv:2608.04276, arXiv:2608.05969 and arXiv:2609.26141. Table 2 of the manuscript states the provenance of every model component.&lt;/p&gt;</dc:description>
          <dc:date>2026-09-24T13:17:27Z</dc:date>
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