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        <identifier>oai:figshare.com:article/32984969</identifier>
        <datestamp>2026-09-16T13:12:40Z</datestamp>
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          <dc:title>The extent to which soybean hail insurance providers may or may not be overcompensating policyholders for losses attributable to hail injury</dc:title>
          <dc:creator>William Carson (24393032)</dc:creator>
          <dc:subject>Agricultural economics</dc:subject>
          <dc:subject>Crop and pasture biochemistry and physiology</dc:subject>
          <dc:subject>Agriculture, land and farm management not elsewhere classified</dc:subject>
          <dc:subject>Soybeans</dc:subject>
          <dc:subject>Field trial tests</dc:subject>
          <dc:subject>Hail claims</dc:subject>
          <dc:subject>Insurance claim</dc:subject>
          <dc:subject>Crop recovery</dc:subject>
          <dc:subject>Soybean hail insurance</dc:subject>
          <dc:subject>Overcompensation</dc:subject>
          <dc:subject>Hail injury</dc:subject>
          <dc:subject>Crops</dc:subject>
          <dc:subject>Policyholders</dc:subject>
          <dc:subject>Commercial dryland planting</dc:subject>
          <dc:subject>Hail risk</dc:subject>
          <dc:subject>SDG 2 Zero hunger</dc:subject>
          <dc:subject>SDG 13 Climate action</dc:subject>
          <dc:description>&lt;p dir="ltr"&gt;Data consolidated from the annual ARC recommended soybean cultivar pamphlets. To measure the extent of recovery, field trials were planted in typical commercial dryland planting conditions. Three cultivars were planted, two indeterminate and one determinate, and hail was artificially simulated via branch cuƫngs at three different damage levels. Every third branch (33%), every second (50%), and two of every three branches (67%) were removed to simulate defoliation, stem damage, and pod/flower damage at two different growth stages, one vegetative growth stage (V6) and one reproductive growth stage (R2). Structured field trials were conducted to determine whether there is a measurable difference between determinate and indeterminate cultivars and their ability to recover from hail damage. The experiments were designed as randomised complete block designs and executed at two important growth stages in the season, pre-flowering (V6) and post-flowering (R2). Damage levels were - 45 - standardised on 33% (one third), 50% (half) and 67% (two thirds) of the branches removed per plant, and this approach ensured consistent damage for all experimental blocks.&lt;/p&gt;</dc:description>
          <dc:date>2026-09-16T13:12:40Z</dc:date>
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          <dc:identifier>10.25403/UPresearchdata.32984969.v1</dc:identifier>
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          <dc:rights>CC BY 4.0</dc:rights>
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